Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Study Good Shepherd Microfinance’s distribution towards the Senate’s Inquiry into Australia’s General Insurance business.

Our distribution analyzes: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions for the ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration utilizing the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and cure the economic effect of normal catastrophes. It really is a resource that is valuable Queenslanders and anyone located in catastrophe prone areas.

The Toolkit provides information and tools on preparing, responding and dealing with normal and disasters that are human-made.

Simply take Charge: credit scoring and millennials

This report investigates the information and attitudes of millennials towards credit.

As Australia’s credit reporting framework changes, we look at the future implications among these modifications for millennials, policy manufacturers and industry.

Our findings expose valuable insights from younger Australians towards their credit rating, as well as on handling expenses generally speaking.

Collective actions, leading modification

The launch report of this Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect associated with the system. Moreover it includes the commitments produced by the very first twelve organisations to be involved in this program.

Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility

In Australia, around 3.1 million individuals (16.9percent of grownups) lack use of safe, appropriate and affordable products that are financial solutions such as for example bank reports, credit and insurance coverage 1.

The monetary addition continuum provides Good Shepherd Microfinance aided by the framework to think about and guide a knowledge of y our customers therefore the types of help they may need certainly to be economically included.

Report on revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a joint distribution in a reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent writeup on income commissions and product based re re payments’.

The submission talks about: – just just How commission and product based re re re re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as outcome of income commissions and product based re payments – Ethical banking practice – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing conditions that customers encounter with Consumer Credit Insurance – Customer-focused banking training as being a focus of monetary addition

Everyone Requires a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s every person Needs a Savings Buffer consultation paper.

Analysis demonstrates that having a cost cost savings buffer is a vital necessity for the power to deal with economic shocks and develop resilience that is financial.

Our reaction addresses questions that are several away in the assessment paper, see the report right here:

Pathways to resilience: The effect of economic conversations in the capability that is financial of candidates

Read our ‘Pathways to Resilience’ research report which is targeted on the effect that monetary conversations – a core part of our NILS Program provided by Good Shepherd Microfinance and system lovers – is wearing building monetary capability for our consumers.

Topics typically talked about within the conversations between customers consist of: cost management, avoiding bank costs, handling bills together with high price of fringe financing. The conversations are created to offer a mixture of help, information, and reinforcement that is positive those who are trying for help.

Working together for better housing and sustainable communities

Study Good Shepherd Microfinance’s distribution on the Queensland Government’s ‘performing together for better housing and sustainable communities’ discussion paper.

Our distribution shows an amount of possibilities to allow individuals to determine and realise social and wellbeing that is economic including: – Leveraging current systems and positioning between economic and housing services – following through on personal leasing sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the blog impacts for the increasing price of power – Improving usage of and flexibility of mortgage loan items

Victorian Gender Equality Strategy Consultation Paper

Browse Good Shepherd Microfinance’s distribution in the Gender Equality Strategy Consultation that is victorian Paper. Our distribution features the work we have been doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission talks about: – secure and affordable economic options for women – Micro-enterprise development for females business owners – Raising knowing of economic punishment – Financial Inclusion Action Plans – Encouraging sex equality as time goes by of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Reasonably Priced Housing Performing Group

Good Shepherd Microfinance produced distribution into the Government’s Affordable Housing Working that is australian Group. Our distribution recognises the product range of viable housing initiatives readily available for consideration and shows the primary role of Good Shepherd Microfinance in supplying trusted, client-focused, community-led help for individuals on low incomes. Read here to get more: