I need to be within the minority then cus theyвЂ™ve had my bank details since and I still havenвЂ™t received my payment рџ« monday
Sara, ive received my last reaction from provident offering ВЈ16, 500 it was for 31 loans from 2007 to 2015 whenever I cleared them off this was at line in what fso advised when I had formerly just been granted 4 loans i january together with paid me personally slightly below ВЈ4600 After tax therefore took it to ombudsman, i dont mean to sound ungrateful its a great quantity but appears low if I became compensated that in January for 4 loans, any recommendations??
Sara (Debt Camel) says
had been the 4 loans upheld bigger loans? these 31 loans, have you got a summary of them and exactly how much interest you paid in it? just how much associated with 16500 is вЂњ8% statutory interestвЂќ, have actually they said?
The loans upheld were as follows i dont have interest amunts simply the information on loans ВЈ200 ВЈ900 ВЈ800 ВЈ200 one other lians were all including ВЈ100 to ВЈ1900 being the greatest and a ВЈ1700 one i paid them Off im full simply not the attention details
The redress ВЈ9863
All details are had by me of past redress too im just extremely baffled about any of it all
Sara (Financial Obligation Camel) says
It is advisable to ask Provident for a summary of your loans plus the interest you paid for each, thats the only method to exercise in the event that redress ВЈ9863 is proper.
Hi thanks il try calling them before chq comes i’ve a total of most loans ВЈ13, 940 thays not such as the 4 refunded already all of the times these people were taken and settled simply not the attention, the past redress wasВЈ3023, and ВЈ2152 interest for 4 loans , do u think it appears right in your viewpoint sara before a stone the watercraft
Sara (Financial Obligation Camel) says
IвЂ™m sorry We canвЂ™t imagine. If financing had been refinanced early, you have compensated really interest that is little. Many of these loans do sound big and this may be worth considering.
However you arenвЂ™t вЂњrocking the boatвЂќ вЂ“ it really is absolutely reasonable to inquire of for the information on the attention you paid for each loan. And in the event that you look at that and realise it can soon add up to the existing offer, you then simply inform them that it’s fine.
Can anybody please advise? We began my Provident claim back in July this season, got my range of loans, pretty quickly, In Sept they contacted us to state 14th I got this reply from the FOS, but I want to know, shall I just play the waiting game or do I need to contact the FOS that I could contact the FOS, which I did, On Oct? Will it be simply an instance of waiting mine up for them to get around to picking.
Many thanks when it comes to given information you delivered us. IвЂ™m weвЂ™ve that is sorry held it’s place in touch installment loans AZ with you sooner.
Like numerous organisations adjusting towards the Covid-19 outbreak, weвЂ™re being forced to work differently. When it comes to security of our staff, plus in line with federal federal government guidance, our instance handlers are a home based job therefore we have restricted access to your workplace.
We have been getting letters, but you will find delays in replying and opening for them. So be sure to just send us publish if you canвЂ™t call us by phone or e-mail.
WeвЂ™ll be in contact the moment we are able to. For the time being, that you need our help more urgently вЂ“ please call us to let us know if youвЂ™re experiencing severe ill-health or financial hardship вЂ“ or your particular circumstances mean.
Just wait now. It took me personally 4 months from me personally calling the Financial Ombudsman for them calling me personally informing me personally an instance handler had picked within the situation. IвЂ™m simply looking forward to my cheque from their website now but We made my grievance to provident at the conclusion of January so all in every its taken me 9-10 months to make the journey to cheque phase. From whining, passing to ombudsman. Ombudsman using it on, ombudsman contacting provident, provident telling them theyвЂ™ll spend up and provident delivering me personally a page utilizing the figures of just how much theyвЂ™re investing. I really hope it will help.
Many thanks Julie.
Hoping you can get your cheque extremely soon вЂ¦ enjoy вЂ¦ and Stay secure.